Registration administration covers
- Access to the registration and reporting channel
- Agreed registration-administration steps
- Organising the information used for those steps
UAE AML & business compliance
AML compliance services for UAE businesses
Establish whether AML duties may apply to your business, then define the controls, records or open actions that need attention. The starting point is your entity, licensed activities, operating jurisdiction and competent supervisor.
TaxReady can review or prepare an agreed scope around the relevant controls, records and open actions.
%2F08-AML%20and%20Business%20Compliance.jpg&w=3840&q=75&dpl=dpl_CQNwVzY2U4UGUAoEo7GQMdvVhQHn)
Applicability
Choose the closest situation and check applicability
Choose the closest route:
- 01AML scope or frameworkCheck applicability or an existing framework.
- 02Supervisory request or internal findingOrganise records around a request or finding.
- 03goAML registration administrationScope registration-channel administration.
- 04UBO records or ownership changeReview ownership, control and registrar records.
- 05Corporate governance recordsOrganise approvals, registers and decisions.
- 06I am not sureLet the initial review identify the route.
The test is the activity, not the licence label
Relevant categories under Article 3 of Cabinet Resolution No. 134 of 2025 include certain real-estate activities, dealings in precious metals or stones, specified legal or accounting transactions, and trust or company-service work.
- Real estateSpecified brokerage and property transactions.
- Precious metals and stonesDealing above the specified transaction conditions.
- Legal and accounting workSpecified transactions carried out for a client.
- Trust and company servicesCorporate service provider activities.
%2F10-One%20Set%20of%20Records.jpg&w=3840&q=75&dpl=dpl_CQNwVzY2U4UGUAoEo7GQMdvVhQHn)
Review scope
Build the review around the business
The review should move through one connected controls stack:
%2F15-Scalable.jpg&w=3840&q=75&dpl=dpl_CQNwVzY2U4UGUAoEo7GQMdvVhQHn)
- 01
Entity facts
Legal form, licence activities, jurisdictions and ownership. - 02
Applicable framework
Regulated activity, competent supervisor and review scope. - 03
Operating controls
Business-wide risk assessment, customer and beneficial-owner due diligence, customer risk ratings, enhanced due diligence, targeted-financial-sanctions processes, monitoring and internal reporting. - 04
Records and oversight
Policies, procedures, registers, training material, management reporting and named action owners.
goAML administration
goAML administration is one part of the framework
Where registration is required, TaxReady can support agreed goAML registration-administration steps and organise the information used for those steps.
%2F14-Comprehensive.jpg&w=3840&q=75&dpl=dpl_CQNwVzY2U4UGUAoEo7GQMdvVhQHn)
The Ministry of Economy and Tourism publishes goAML registration instructions for DNFBPs under its supervision.
UBO and governance
Keep UBO and governance duties separate
AML, UBO and corporate-governance duties can use related records, but they apply different tests.
%2F17-Accurate%20Timely%20Bookkeeping.jpg&w=3840&q=75&dpl=dpl_CQNwVzY2U4UGUAoEo7GQMdvVhQHn)
Beneficial-owner framework
UBO records
Under the separate beneficial-owner framework, support may include mapping ownership and control to relevant natural persons, reviewing control rights, updating internal beneficial-owner or shareholder registers, organising evidence and preparing information for the relevant registrar process. The registrar determines its filing procedure. See Cabinet Decision No. 109 of 2023.
Ask about UBO recordsCompany-law framework
Governance records
Support may include a calendar for meetings, approvals, filings and register updates; signing-authority or decision records; and draft administrative resolutions or minutes for management or legal review. The exact needs depend on the company’s legal form, constitutional documents and regulatory regime. See the federal Commercial Companies Law for relevant company-law context.
Ask about governance recordsWorking method
Agree the work and responsibility owners
An AML engagement is organised around three decisions and a clear division of responsibility.
Three engagement decisions
- 01Confirm the entity, licensed activities, ownership, operating jurisdictions and applicable framework.
- 02Agree the records, processes or events that will be reviewed.
- 03Define the work, recurring review points and the person responsible for each action.
%2F11-What%20happens.jpg&w=3840&q=75&dpl=dpl_CQNwVzY2U4UGUAoEo7GQMdvVhQHn)
Responsibility split
- TaxReady
- Reviews or prepares the agreed items and records actions.
- Management
- Supplies facts, approves controls, assigns owners and addresses actions.
- Appointed compliance officer
- Monitors, escalates and reports relevant activity.
- Supervisor, UAE FIU or registrar
- Reviews the relevant filing, report or regulatory matter.
Before a scope review
Common questions
Can TaxReady tell us whether we are a DNFBP?
TaxReady can review the entity, activities, jurisdictions and supervisor within an agreed scope.
Is goAML registration the same as AML compliance?
No. Registration provides access to an administrative and reporting channel. The business may still need risk assessment, due diligence, monitoring, policies, records, oversight and reporting decisions.
What should we send with the first enquiry?
Provide a high-level summary of the licence activity, legal form, operating jurisdiction, current records and the event that prompted the enquiry.
AML & business compliance enquiry
Share the compliance question at a high level
Choose the closest support route and briefly describe the current compliance question.
%2F20-Tell%20us.jpg&w=3840&q=75&dpl=dpl_CQNwVzY2U4UGUAoEo7GQMdvVhQHn)